In the fast-evolving world of crypto, big names are dropping hints about the future of finance. Recently, influential trader Ansem, known on X as @blknoiz06, shared his thoughts on a post from Stripe CEO Patrick Collison. Ansem's tweet highlights a major shift: the majority of finance moving onto blockchain rails over the next decade. Even the US government is signaling this direction, he notes.
Ansem's post quotes Collison's response on Hacker News, where someone asked why businesses are turning to crypto and stablecoins like those on Tempo, Stripe's new Layer 1 blockchain. Collison breaks it down simply: Tempo isn't something everyday users pay with directly. Instead, it's a behind-the-scenes platform, like a decentralized version of traditional systems such as SWIFT or ACH, but built for the internet era.
Why are companies excited? Collison lists key perks. First, instant on-chain transfers avoid the trapped liquidity issues of old-school banking— no more waiting days for funds to clear. This gives businesses more predictability and less need for big cash buffers.
Fees are another win. Card payments are handy but pricey compared to stablecoins, and authorization happens in a flash, though settlement isn't always instant. Reliability shines too: crypto punishes mistakes harshly but rewards correct moves with guaranteed outcomes. Manual processes between countries often lead to lost money and headaches, something Stripe sees all too often.
Currency spreads get slimmer with stablecoins, especially for wholesale FX where a regular customer can skip major conversions. Plus, accessing USD functionality is huge—the US dominates global finance, and stablecoins let anyone tap into that ecosystem easily, like holding US assets without traditional barriers.
Collison admits some pushback stems from regulatory views, but he sees stablecoins gaining formal approval in places like the US, EU, and UK under frameworks like MiCA. Ironically, one of Bridge's big clients is the US government itself.
Ansem builds on this, urging folks to pick protocols and companies that will benefit most from this rail switch. He calls out Crypto Twitter's (CT) negativity toward Tempo, suggesting it's because it doesn't boost their personal holdings. That's odd, he says, given CT's focus on first principles.
He points out crypto's unique obsession with "alignment," unlike other cutthroat industries where companies chase profits and market share relentlessly. This tweet sparked replies, with users debating centralized vs. decentralized options and plugging projects like Keeta Network for its high TPS and compliance features.
For meme token enthusiasts, this signals broader adoption that could lift the entire space. As finance rails go blockchain, even fun, community-driven tokens might find new utility or hype in a more integrated world. Projects emphasizing speed, low costs, and compliance could see memes built around them, turning tech news into trading opportunities.
Keep an eye on protocols like Solana or emerging ones that align with this vision—they might be the next big winners. As Ansem implies, it's about smart bets in a competitive landscape.