Welcome to the wild world of finance in 2025! A recent tweet by threadguy on July 2nd caught our attention, sparking a conversation about the fascinating crossover between crypto companies, traditional banks, and the rising love for Bitcoin. The post reads: "crypto companies wanna be banks, banks wanna be crypto companies, and the global population wants bitcoin." Let’s break this down and see what’s driving this financial evolution.

The Crypto-Bank Convergence

It’s no secret that the line between cryptocurrency and traditional banking is blurring. Crypto companies like Paxos and BitPay are filing applications to become national trust banks, as noted by Investopedia. Why? These firms see the benefits of operating under a banking charter, which offers regulatory clarity and the ability to custody assets without the strict reserve requirements imposed by the FDIC. On the flip side, banks are jumping into the crypto game. Institutions like Silvergate Bank are building payment networks like the Silvergate Exchange Network (SEN), catering to crypto traders with instant, round-the-clock transactions (The Motley Fool).

This mutual interest hints at a "great financial convergence," as one reply put it. Banks want the agility and innovation of crypto, while crypto firms crave the stability and trust of banking. It’s a dance of opposites, and it’s happening right now!

Bitcoin: The People’s Choice

The tweet also highlights a global appetite for Bitcoin. According to BuyBitcoinWorldwide, about 15% of the global population owns crypto, with Bitcoin leading the pack at 36% ownership among crypto holders in the U.S. India tops the charts with a 29% ownership rate, while the U.S. sits at 17%. This growing adoption suggests Bitcoin is becoming a household name, often dubbed "digital gold" for its store-of-value appeal.

Replies to the tweet echoed this sentiment, with users joking about wanting to get rich and others predicting a full embrace of crypto by banks. It’s clear Bitcoin is no longer just a niche asset—it’s a movement!

Enter the Meme Coin Madness

The thread took an unexpected turn with mentions of $FCKING, a meme coin that’s been making waves. One user shared images promoting LONG LIVE $FCKING and FCKING FICTION, alongside a hilarious cat in a balaclava gaming with headphones (see images below). Another reply hyped $FCKING COIN as a 100% community-driven project with a fair launch, linking to its website. Meme coins like Dogecoin, which started as a joke, have shown how these quirky tokens can capture attention and even influence markets (CoinMarketCap).

While meme coins are volatile—prone to wild price swings—they add a layer of fun and chaos to the crypto space. $FCKING seems to be riding this wave, blending humor with a call to "secure your moon bag"!

What Does This Mean for the Future?

As of 12:27 AM +07 on July 3, 2025, this tweet thread paints a picture of a financial world in flux. Crypto companies and banks are learning from each other, while Bitcoin and meme coins like $FCKING fuel public interest. Whether this convergence leads to stability or more chaos, one thing’s for sure: the global population’s desire for decentralized finance isn’t slowing down.

At Meme Insider, we’re excited to track these trends and help blockchain enthusiasts stay ahead. What do you think—will banks fully embrace crypto, or will meme coins steal the show? Drop your thoughts in the comments!