In the fast-paced world of cryptocurrency, opinions can be as volatile as prices. Recently, George Harrap, the co-founder of Step Finance on Solana, stirred up some controversy with a tweet calling out Cardano (ADA) and XRP as "scam chains" with cult-like followings. If you're new to crypto, Cardano is a proof-of-stake blockchain platform aimed at providing secure and scalable solutions, founded by Charles Hoskinson, one of Ethereum's co-founders. XRP, on the other hand, is the native token of the Ripple network, designed for fast cross-border payments.

Harrap's tweet, posted on November 19, 2025, didn't mince words: "its wild how normies fall into the cardano or xrp cults like theyre literal scam chains with 5 users and nothing happening and have been for over a decade i think its something to do with ppls inability to investigate or have basic technical understanding about how computers work." He linked to another post from @TheUnpopularEL, who expressed frustration and gave up on Cardano due to internal blame games among its key entities like the Cardano Foundation, Emurgo, and Input Output (IO).

This meme from the thread captures the sentiment perfectly – it pokes fun at calls for positivity while highlighting underlying issues like funding disputes. It's a classic example of how memes can cut through the noise in crypto discussions, something we at Meme Insider love to highlight.

Why do projects like Cardano and XRP attract such dedicated – some say cult-like – communities? Harrap suggests it's due to a lack of technical savvy among average users, or "normies" in crypto slang. These chains promise big things: Cardano with its research-driven approach to scalability and sustainability, and XRP with its ties to financial institutions for efficient remittances. Yet, critics argue they've underdelivered for years, with low user activity and stalled development.

In contrast, the meme token space on chains like Solana is booming with real engagement. Tokens like Dogwifhat or Bonk aren't pretending to revolutionize finance; they're fun, community-driven, and often see massive adoption overnight. At Meme Insider, we track these trends because they represent the raw, unfiltered side of blockchain – where virality meets value creation without the decade-long hype cycles.

The reply to Harrap's tweet from @Langerius summed it up: "People get attached to narratives fast." Indeed, narratives drive crypto, but as Harrap points out, without digging deeper into the tech – like understanding consensus mechanisms or transaction throughput – investors risk joining echo chambers.

If you're invested in ADA or XRP, this might be a wake-up call to reassess. Check out the original tweet here and the linked thread here for more context.

Meanwhile, for those looking to explore lively ecosystems, dive into our knowledge base on meme tokens at meme-insider.com. Who knows? The next big thing might just be a silly dog meme.

This image from the discussion illustrates the risk of abandoning ship too soon – or in Cardano's case, perhaps sticking around too long in a stagnant pond. What do you think? Share your thoughts in the comments below.