Hey there, crypto enthusiasts! If you’ve been keeping an eye on the blockchain world, you’ve probably heard whispers about DeFAI—short for Decentralized Finance AI. It’s the exciting fusion of AI (artificial intelligence) and DeFi (decentralized finance), and it’s shaking things up in 2025. A recent post on X by Diego - DeFAI Maxi dives deep into this trend, spotlighting the best projects in this space. Let’s break it down in a way that’s easy to understand, even if you’re new to crypto!

What Exactly Is DeFAI?

DeFAI combines the power of AI with DeFi, which is all about financial services (like lending, trading, and borrowing) running on blockchain networks without middlemen like banks. AI steps in to make these processes smarter, faster, and easier for everyday users. Diego’s post explains that DeFAI is split into three main categories: abstraction layers, trading agents, and AI-powered dApps. These categories are driving a revolution in how we interact with crypto, making it less intimidating for “normies” (non-tech-savvy folks) and more accessible for everyone.

The Top DeFAI Projects You Need to Know

Diego’s post highlights the top three projects in each category, so let’s explore them together!

1. Abstraction Layers: Simplifying DeFi for Everyone

Abstraction layers are like friendly guides that hide the complicated stuff in DeFi, letting you use crypto with simple commands—like chatting with a virtual assistant. Here’s Diego’s top picks:

• ​Hey Anonai​: One of the pioneers in DeFAI, Hey Anonai lets you do things like swap tokens or bridge them between blockchains by just typing requests like “bridge my USDC from Arbitrum to Base.” Its secret sauce? A framework that makes it easy for other dApps (decentralized apps) to plug into its AI co-pilot, which feels a lot like chatting with ChatGPT.

• ​Mode Network​: This is a Layer 2 blockchain (a faster, cheaper version of Ethereum) with a built-in AI chat co-pilot. It helps users navigate dApps on its chain, and it’s the only L2 with an AI-first roadmap. Right now, the co-pilot is in beta for $MODE stakers, but it’s set to go public soon.

• ​BankrBot​: This chat co-pilot focuses on making DeFi super user-friendly. Diego’s been testing it lately and loves its partnership with CoWSwap, which boosts its trading capabilities. Plus, all the revenue it earns goes back to holders of its $BNKR token—nice!

These projects are all about taking the headache out of DeFi, making it as easy as sending a text message.

2. Trading Agents: AI That Trades for You

Trading agents are autonomous AI systems designed to find profitable opportunities and trade crypto on your behalf. If you’ve ever wished you could skip the stress of studying charts and market trends, these are for you. Diego’s favorites include:

• ​BigTonyXBT​: This trading agent has been making waves by turning a $500 investment into over $65,000 through transparent, on-chain trading. It’s powered by Cod3xOrg, a top DeFAI framework, which gives it a solid foundation for smart trading.

• ​Almanak​: This platform lets you build, test, and deploy AI trading agents, especially for big institutions. It focuses on back-testing strategies and keeping things private and secure. Diego predicts human traders won’t be able to compete with these AI agents in the future.

• ​KvantsAI​: Kvants focuses on automated portfolio management and trading strategies. You deposit your funds, and its AI agents handle the rest, making complex trading accessible to anyone. It’s still in pre-release, but you can join the waitlist to get in early.

These agents are like having a crypto genius working 24/7 to grow your investments—pretty cool, right?

3. AI-Powered dApps: The Future of DeFi Apps

AI-powered dApps take traditional DeFi apps (like those for trading or borrowing) and supercharge them with AI to make them more user-friendly and efficient. Here’s Diego’s top picks:

• ​GoHodl​: This mobile app, launching soon on SonicLabs, promises an amazing user experience. With AI guiding you through swaps, trades, and more, it’s designed to make DeFi as easy as using your favorite smartphone app. Diego thinks mobile apps like this will be key to getting more people into crypto.

• ​Amplifi Fi​: Another upcoming super app, this one’s on Mode Network. It focuses on automated strategies and custom workflows, letting beginners jump into DeFi without needing to know the technical details. It’s backed by Mode’s accelerator program, which gives it a strong start.

• ​DeFi App​: This project blends the simplicity of centralized exchanges (like Coinbase) with the security of DeFi, all powered by AI and trading agents. Diego says it’s so easy even his grandma could use it, and he expects more AI features to roll out soon.

These dApps are paving the way for mass adoption by making DeFi feel familiar and approachable.

Why DeFAI Matters in 2025

Diego’s post ends with an exciting prediction: the DeFAI bull market hasn’t even started yet! He believes DeFAI will democratize DeFi, making advanced blockchain tech available to everyone, not just crypto experts. This aligns with what we’re seeing across the industry—BeInCrypto and AICoin both highlight how DeFAI is simplifying crypto and driving adoption through AI automation.

DeFi has built incredible tech over the past few years, but it’s often too complex for the average person. DeFAI is changing that by using AI to handle the heavy lifting, whether it’s trading, navigating dApps, or managing assets. If Diego’s right, 2025 could be a breakout year for DeFAI, bringing crypto to the masses.

What’s Next for DeFAI?

If you’re intrigued by DeFAI, now’s a great time to dive in. Follow Diego - DeFAI Maxi on X for the latest updates, and check out projects like Hey Anonai, BigTonyXBT, and GoHodl to see how AI is transforming DeFi. Whether you’re a seasoned trader or a crypto newbie, DeFAI offers tools to make blockchain more accessible and profitable.

So, what do you think—ready to explore the DeFAI revolution? Let’s chat in the comments or on X about your favorite projects from this list!