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How to Earn Up to 37% APY with Kamino Finance in 2025: A Step-by-Step Guide

How to Earn Up to 37% APY with Kamino Finance in 2025: A Step-by-Step Guide

Hey there, crypto enthusiasts! If you’re looking to boost your portfolio in 2025, you’re in for a treat. A recent thread by jussy_world on X dives deep into how to earn impressive yields using Kamino Finance, a leading DeFi platform on Solana. With annual percentage yields (APY) reaching up to 37% on SOL and solid returns on stablecoins, this guide breaks it all down for you. Let’s explore the strategies shared and why Kamino might be your next big move!

What’s the Buzz About Kamino Finance?

Kamino Finance is making waves in the DeFi space by automating concentrated liquidity on Solana, allowing users to earn fees from trading volume. The platform just kicked off Season 4, shifting from a points-based system to real-time rewards in KMNO tokens. This change means you can earn directly based on how you use the platform—pretty cool, right? Jussy highlights parking 80% of their portfolio on Kamino, and we’re about to see why.

Kamino Finance Logo

Earning Up to 37% APY on SOL

One of the standout strategies is a looping technique using PT-fragSOL. Here’s how it works in simple terms:

  • Step 1: Deposit your SOL into Exponent Finance to earn a base 8.57% APY.
  • Step 2: Receive PT-fragSOL (a tokenized version of your SOL) and supply it to Kamino.
  • Step 3: Borrow SOL at a low 1.5% interest rate and repeat the loop up to 5 times.
  • Safety Net: With a 95% liquidation LTV (loan-to-value ratio), this setup is designed to be one of the safest high-yield loops out there.

Jussy calls this a game-changer, and with a potential 37% APY, it’s easy to see why. No wonder they’ve allocated a chunk of their portfolio here!

Stablecoin Strategies for Steady Gains

If volatile assets like SOL make you nervous, Kamino also offers lucrative options for stablecoins. Here’s what jussy_world suggests:

  • EURC: Earn nearly 5% APY, especially appealing with the U.S. Dollar Index dropping 15% this year. Jussy takes profits in EURC during crypto pumps and reinvests them.
  • USDC, USDT, and Others: Split your stablecoin holdings across different vaults and markets, earning 5% to 15% APY. For example, USDT shines in Bonk/Fartcoin markets, while USDC performs well in lending vaults.
  • New Multiply Product: With a 4.2x multiplier on SyrupUSDC/USDS, you can snag an 18% APY. It’s a bit riskier, so jussy recommends keeping it to a small portion of your stash.

Why Kamino Stands Out

What makes Kamino a top choice? Jussy points to its rock-solid features:

  • Zero Bad Debt: Since launch, Kamino has never incurred bad debt—talk about reliability!
  • Formally Verified: The code is rigorously checked for security.
  • Open Source: Transparency is key, and anyone can audit the platform.
  • Multiple Audits: Backed by top firms like OtterSec and Certik.

With 60%+ of jussy’s portfolio parked here, it’s clear Kamino’s security and yield potential are hard to beat.

Tips to Get Started

Ready to jump in? Here are some practical tips:

  • Start Small: Test the waters with a portion of your portfolio to get comfortable.
  • Diversify: Mix SOL loops with stablecoin vaults to balance risk and reward.
  • Stay Updated: Follow jussy_world on X for more plays like this, and check Kamino Finance’s official site for the latest updates.

Final Thoughts

Kamino Finance is shaking up the DeFi world with high APYs and innovative strategies. Whether you’re looping SOL for 37% or stacking stablecoins for steady gains, this platform offers something for everyone. As the crypto market evolves, tools like Kamino could be your ticket to maximizing returns in 2025. So, why not give it a shot? Drop your thoughts in the comments, and don’t forget to like or share this guide!

Disclaimer: Crypto investments carry risks. Always do your own research (DYOR) before diving in!

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