In the fast-evolving world of fintech and crypto, a recent tweet from Token Terminal has sparked curiosity among blockchain enthusiasts. The post poses a provocative question: "How long until we see onchain products from @RevolutApp & @nubank? And where will they build?" This speculation comes at a time when traditional fintech giants are increasingly dipping their toes into blockchain waters, potentially opening new avenues for meme tokens and decentralized finance (DeFi).

Understanding Onchain Products

First off, let's break down what "onchain products" means in simple terms. Onchain refers to activities or applications that happen directly on a blockchain network, like Ethereum or Solana. These could include decentralized apps (dApps), smart contracts, or even token launches. For fintechs like Revolut and Nubank, launching onchain products might mean integrating blockchain for things like faster payments, yield-earning accounts, or even their own crypto wallets with DeFi features. It's a step beyond just offering crypto trading—it's about building native blockchain experiences.

Revolut's Crypto Journey So Far

Revolut, the UK-based super app known for its seamless banking and investment services, has been no stranger to crypto. As of 2025, they've expanded their offerings significantly. Earlier this year, Revolut joined the Pyth Network as a data publisher, providing real-time banking data to DeFi developers Revolut joins Pyth Network. This move already hints at onchain involvement, feeding data into blockchain oracles that power decentralized apps.

More recently, in August 2025, Revolut announced a partnership with Aleo, a privacy-focused blockchain, to list the ALEO token on their app Aleo and Revolut Partnership. While this is more about expanding crypto access, it could be a precursor to deeper onchain integrations. Speculation is rife that Revolut might build on Ethereum for its scalability or Solana for speed, given their focus on user-friendly experiences.

Nubank's Push into Blockchain

On the other side of the Atlantic, Nubank, Brazil's digital banking powerhouse, is also ramping up its crypto game. In March 2025, they added several new tokens to their platform, including Cardano (ADA), NEAR, Cosmos (ATOM), and Algorand (ALGO) Nubank Expands Crypto Portfolio. This expansion shows a commitment to diverse blockchain ecosystems.

Nubank's ambitions don't stop at trading. With over 100 million customers in Latin America, any onchain product from them could massively boost adoption. They might opt for building on networks like Polygon for low fees or even layer-2 solutions on Ethereum to cater to their cost-conscious user base.

Where Might They Build?

The big question from the tweet—where will they build?—opens up exciting possibilities. Popular choices for fintechs entering blockchain include:

• Ethereum: The go-to for DeFi due to its robust ecosystem and security.
• Solana: Known for high-speed transactions, ideal for payment-focused products.
• Base or Optimism: Layer-2 chains that offer cheaper and faster alternatives to Ethereum mainnet.

Given Revolut's European roots and Nubank's LATAM focus, we might see region-specific builds, perhaps starting with pilot programs on testnets.

Impact on Meme Tokens

Now, why does this matter for meme tokens? Meme coins thrive on hype, accessibility, and mainstream adoption. If Revolut or Nubank launches onchain products, it could mean easier on-ramps for millions of users to buy, trade, or even create meme tokens. Imagine a Revolut wallet integrating with Solana's meme coin launchpads—sudden influxes of retail investors could skyrocket projects like DOGE or newer viral tokens.

Moreover, fintech giants entering the space lend legitimacy, potentially attracting more capital to blockchain. This could fuel meme token rallies, especially if these platforms feature social trading or community-driven features. However, it also raises questions about regulation and volatility, as meme tokens are notoriously unpredictable.

Wrapping Up the Speculation

Token Terminal's tweet view the original post is a timely nudge, highlighting how fintechs are blurring lines with crypto. While no official announcements have come yet, the trajectory is clear: Revolut and Nubank are gearing up for bigger blockchain plays. For meme token enthusiasts, this could be the catalyst for the next bull run. Keep an eye on these developments— the onchain revolution might be closer than we think.