The crypto world is buzzing again after a recent post on X resurfaced an insightful interview with Micky Malka, the founder of Ribbit Capital. Originally from July 2025, the clip from the TBPN show has gone viral, drawing attention to Malka's bold predictions about the future of tokens and how they're set to transform everything from AI to financial services. But what's really catching fire in the comments? The $TIBBIR meme token, which seems perfectly aligned with Malka's "token factory" vision.

If you're new to this, Ribbit Capital is a heavyweight venture firm that's backed giants like Coinbase, Robinhood, and Revolut. Malka, with his track record, isn't just speculating—he's shaping the industry. In the interview, he shares why he's more pumped about the next decade than the last one. "The last decade was just a setup," he says, pointing to how young founders, aged 19 to 27, are building faster and smarter, especially after honing their skills during the COVID years.

At the heart of his thesis is the "token factory revolution." Forget siloed tech like fintech or crypto; everything's blending. AI, payments, and financial services are converging, with tokens as the core building blocks. Malka breaks it down into tokenizing information, money, and power. This means creating access tokens for seamless connections, expert tokens for unique knowledge in areas like wealth management or insurance, and asset tokens—like stablecoins—as the starting point.

This isn't abstract theory. Ribbit Capital dropped their 41-page Token Letter in 2025, outlining how every company will become a token factory: building, supplying, or orchestrating tokens. It's available on their knowledge page, and it's a must-read for anyone serious about blockchain's next wave.

Now, enter $TIBBIR. This stealth-launched meme token on the Base blockchain (Ethereum's layer-2) is Ribbit spelled backward—clever, right? With a fixed supply of 1 billion tokens and a fair launch, it's gained traction as a proxy for Ribbit's massive $15 billion AUM empire. Community whispers point to subtle nods on Ribbit's site, like backward text, and how the Token Letter seems tailor-made for $TIBBIR's focus on AI agents and DeFi integration.

As of now, $TIBBIR trades around $0.29 with a market cap hovering at $291 million, up significantly from its early days. It's not just hype; it's positioned at the intersection of traditional finance, crypto, and AI, enhancing efficiency and security in these sectors.

The X post from TBPN reignited the conversation, with replies flooded by $TIBBIR enthusiasts. Comments like "Isn't that the guy who stealth launched $TIBBIR" and frog emojis (playing on "ribbit") show how the community sees Malka's words as validation. One user even shared that the thesis Malka referenced is now live on Ribbit's site, tying it all together.

For blockchain practitioners, this is a reminder of how meme tokens can bridge fun and fundamentals. $TIBBIR isn't just a frog-themed joke; it's a bet on the token economy Malka describes. If you're looking to dive deeper, check out the full interview on X or Ribbit's Token Letter. Who knows—this could be the start of the next big leap in crypto.