Hey there! If you’re keeping up with financial news on X, you might’ve seen Robert Kiyosaki’s recent post from March 9, 2025, where he sounds the alarm on a massive stock market crash. As the author of Rich Dad Poor Dad, Kiyosaki has a knack for grabbing attention with bold predictions, and this one’s no different. Let’s dive into what he’s saying, why it matters, and what you can learn from it.

What’s Kiyosaki Saying?

In his post, Kiyosaki references his 2014 book Rich Dad’s Prophecy, where he warned about a huge stock market crash still to come. Now, in 2025, he believes that crash is here—and it could wipe out the retirement savings of millions of baby boomers worldwide. He points out that baby boomers, unlike the WWII generation, rely heavily on 401(k)s and IRAs, which are defined contribution (DC) pension plans. These plans depend on what you’ve saved and invested, so if the market tanks, your nest egg could take a hit.

On the other hand, the WWII generation had defined benefit (DB) pension plans, where employers guaranteed a specific retirement payout, no matter what happened in the market. Kiyosaki argues this difference leaves baby boomers vulnerable, especially during a crash.

Why Baby Boomers Are at Risk

Baby boomers—those born between 1946 and 1964—are the first generation to widely use 401(k)s and IRAs instead of traditional pensions. According to the U.S. Department of Labor, defined contribution plans like 401(k)s shift the investment risk to the employee, while defined benefit plans protect retirees with a fixed income. If the stock market crashes, as Kiyosaki predicts, those with DC plans could see their savings shrink dramatically, threatening their financial security in retirement.

This concern isn’t new. Back in 2020, Fortune magazine highlighted how retiring baby boomers could destabilize the stock market, given their massive wealth tied to these investments. Kiyosaki’s post taps into that fear, suggesting the crash he warned about is now unfolding.

Kiyosaki’s Critique of the System

Kiyosaki doesn’t pull punches when it comes to the financial system. He blames a lack of financial education in schools, calling out Wall Street for taking advantage of “stupid” investors and pointing to corrupt “banksters” who influence naive politicians with big campaign donations. It’s a fiery take, but it resonates with his broader message: most people aren’t taught how to navigate the real world of money, leaving them vulnerable to economic downturns.

He’s also critical of exchange-traded funds (ETFs) for gold, silver, and Bitcoin, calling them “as fake as the U.S. dollar and U.S. bonds.” Instead, he recommends investing in physical gold, silver, and Bitcoin directly—assets he believes are more reliable during a crash.

What Can You Do?

So, what’s the takeaway if you’re worried about Kiyosaki’s prediction? First, it’s a good reminder to brush up on your financial literacy. Programs like Next Gen Personal Finance are working to bring financial education to high schools, but you can also explore resources online or through books like Kiyosaki’s to learn more about investing and retirement planning.

If you’re considering his advice on gold, silver, and Bitcoin, do your homework. Physical gold and silver can be a hedge against inflation, but they come with storage and security challenges. Bitcoin, while volatile, has gained traction as a digital asset—Kiyosaki even predicted its price would hit $100,000, which it did in 2024, according to The Motley Fool. However, cryptocurrencies can be risky, so proceed with caution.

As for ETFs, Kiyosaki’s skepticism isn’t universal. Groww notes that gold and silver ETFs can be safe, diversified investments, but they’re not the same as owning the physical metals. It’s worth weighing the pros and cons based on your financial goals.

Is Kiyosaki Right?

Kiyosaki’s predictions have a mixed track record. He’s been spot-on with some, like Bitcoin’s price surge, but he’s also made bold claims that haven’t panned out. Whether this crash prediction holds true remains to be seen, but his post sparks an important conversation about financial preparedness, especially for aging populations like baby boomers.

Final Thoughts

Kiyosaki’s March 2025 post on X isn’t just a warning—it’s a call to action. If you’re feeling uneasy about your retirement savings or the stock market, now’s a great time to assess your financial plan, educate yourself, and diversify your investments. Whether you agree with Kiyosaki’s advice on gold, silver, and Bitcoin or not, his message underscores the need for vigilance in an unpredictable economic world.

What do you think? Have you adjusted your investment strategy in light of recent market trends? Drop your thoughts in the comments—I’d love to hear how you’re navigating these uncertain times!