The world of Solana-based projects is heating up, especially with MetaDAO leading the charge in what they're calling "unruggable ICOs." If you're not familiar, an ICO—or Initial Coin Offering—is basically a way for blockchain projects to raise funds by selling tokens early on. But MetaDAO adds a twist: by holding the project's token, you get real ownership stakes, voting rights, and even safeguards against rug pulls (that's when founders suddenly abandon a project and run off with the money).

This buzz comes straight from a recent thread on X by @jussy_world, where they highlighted how Umbra, a MetaDAO project, raked in over $12 million in just one day. That's insane momentum! Now, all eyes are on the next wave of Solana ICOs powered by MetaDAO's futarchy-based governance—think decision-making driven by prediction markets to ensure the best outcomes for token holders.

Let's dive into the six upcoming ICOs that @jussy_world spotlighted. These span DeFi lending, AI privacy, mixers, self-repaying loans, neobanks, and even EV charging networks. Each one brings something fresh to the Solana ecosystem, known for its high-speed, low-cost transactions.

1. Paystream Labs: Revolutionizing Lending and Borrowing

First up is @Paystreamlabs, a lending and borrowing protocol that's all about maximizing yields. It connects lenders and borrowers directly, cutting out middlemen, and uses something called LLP (likely Liquidity Provider Positions) to put idle funds to work in automated market maker (AMM) pools. AMMs are decentralized exchanges where liquidity providers earn fees from trades.

What makes it stand out? It won the Colosseum 2025 hackathon, signaling strong community backing. ICO timing is still TBA (to be announced), so keep an eye on their updates if you're into DeFi yields.

2. Loyal HQ: Secure AI Runtime on Blockchain

Next, @loyal_hq is tackling AI with a decentralized twist. They're building a runtime environment where your data remains private—no need to expose it to third parties. In a world where AI models gobble up data, this could be a game-changer for secure, user-controlled AI applications on Solana.

ICO details are also TBA, but if privacy in AI sparks your interest, this one's worth watching.

3. ZKL SOL: Fast Privacy Mixer for Solana

Privacy on blockchain is tricky, but @ZKLSOL aims to fix that with a mixer that eliminates waiting times—a common pain point in traditional mixers. Mixers obfuscate transaction origins to enhance privacy, and this one lets you earn yields while staying anonymous.

Perfect for users who want to keep their Solana activities under wraps. ICO TBA.

4. Aurum Fi: Self-Repaying Loans Made Simple

@Aurum_Fi introduces self-repaying loans, which sound almost too good to be true. Deposit SOL, borrow aurSOL (their stablecoin-like token), and your debt decreases automatically over time—no manual repayments needed. This leverages Solana's efficiency for automated financial products.

Their ICO is slated for November, so mark your calendars if you're looking for hassle-free borrowing options.

5. Avici Money: Crypto-Powered Neobank

@AviciMoney is positioning itself as an internet-native neobank on crypto rails. Think traditional banking but decentralized: crypto-linked credit cards, onramp accounts for easy fiat-to-crypto conversions, and upcoming lending features via Avici Earn. The key? You stay in full control of your funds, no custodial risks.

@jussy_world called out their slick UI as the best they've seen, which could make onboarding a breeze. ICO kicks off on October 14th—right around the corner!

6. Evora Charge: Uber for EV Charging on Solana

Rounding out the list is @Evoracharge, which @jussy_world describes as "Uber for EV charging" on Solana. Anyone can add a charging station to the network (supply side) and earn rewards, while drivers tap into it seamlessly (demand side). It's a decentralized marketplace for electric vehicle infrastructure, supercharged by blockchain.

This could bridge crypto with real-world sustainability efforts. ICO timing TBA.

MetaDAO's model is flipping the script on traditional ICOs by embedding legal rights and compensation mechanisms. As @jussy_world noted, holding tokens like $UMBRA gives you treasury ownership, proposal voting, and rug-pull protections. It's all powered by futarchy, where market predictions guide governance to align with value creation.

If you're a blockchain enthusiast or investor, these projects highlight Solana's growing dominance in DeFi and beyond. Solana's scalability makes it ideal for high-throughput apps like these. Stay tuned to MetaDAO for launch updates, and remember, always DYOR (do your own research) before diving in—crypto moves fast!

What do you think—will these ICOs hit Umbra-level hype? Drop your thoughts in the comments or check out the original thread for more community buzz.