Tuyo is building an internet-native, self-custodial finance app that blends familiar banking-style features with on-chain tools. TUYO is the app’s utility and rewards token on Base, designed to incentivize everyday usage—spending, trading, earning yield, and referring friends—inside the Tuyo ecosystem. The team has signaled a token generation event (TGE) and public launch in early 2026, with a significant portion of supply earmarked for users based on activity.

Quick facts

• Token: TUYO (utility/rewards token for the Tuyo app)
• Network: Base (L2 focused on low fees and scale)
• Contract: 0x976c6aebe30ef3da552fe1a66323c896cd2ad73e
• Platform site: tuyo.com
• Token role: Incentives for spending, trading, deposits into earn vaults, and referrals

What Tuyo offers

Tuyo is a self-custodial smart wallet and finance app. You control your funds via your keys while the app connects you to on-chain protocols.

• Self-custody by default: Not a bank or exchange—Tuyo routes activity directly to supported protocols and networks.
• Tuyo Card (virtual; physical coming soon): Works with Apple Pay and Google Pay to let you spend stablecoins (notably USDC on Base) with automatic conversion to local currency at millions of merchants.
• Earn on idle USDC: Integrated vaults and protocols provide yield opportunities on stablecoins. Reported APYs vary by source and market conditions (some reports cite up to ~8.5% on USDC; others note up to ~11% on stables and higher rates on ETH strategies).
• Trading built-in: Swap thousands of tokens across supported networks from within the app using integrated liquidity sources.
• Global, low-cost transfers: Instant, on-chain transfers and efficient cross-chain movement.
• Multi-chain deposits: Supports networks including Ethereum, Base, Optimism, Arbitrum, and Polygon, with free conversion to Base USDC inside the app.

Behind the scenes, Tuyo integrates with DeFi building blocks such as Yield, Morpho, and Aave for yield strategies, and leverages Relay Protocol and 0x for trading and routing.

Who’s building it

Tuyo is founded by Jorge Izquierdo, a co-founder of Aragon and the author of EIP-1271, a standard that enables smart contract accounts to verify signatures. This background ties directly to Tuyo’s focus on smart wallets and smooth, secure onboarding for both crypto-native and mainstream users.

How TUYO rewards work

TUYO (also called “TUYOs points” pre-launch) powers the app’s reward system. Users can accrue points through:

• Spending with the Tuyo Card: Earn TUYO as you spend.
• Trading in the Tuyo app: Each trade contributes to your TUYO tally.
• Depositing into earn vaults: Daily TUYO rewards on qualifying deposits (e.g., USDC yield strategies).
• Referrals: Get an additional 20% of your friends’ accumulated TUYO rewards.

Tuyo organizes rewards into seasons with time-limited multipliers that decrease over time, incentivizing early participation. Some sources reference a “Season 0 (Pioneers)” with a 4x multiplier, while others describe a subsequent “Season 1” window with a 3x multiplier for early participants. Exact multipliers depend on the current season—check Tuyo’s official rewards page for live details.

Token launch and airdrop

• Timing: Tuyo has indicated an early 2026 TGE and public launch.
• Community allocation: 20% of total supply is set aside for users and the community via an airdrop.
• Eligibility: Airdrop amounts are expected to be based on the TUYO points you’ve earned through in-app activity.

For the latest rules and snapshots, follow the project’s official channels and the Tuyo rewards page.

Why Base?

TUYO lives on Base, Coinbase’s Layer 2 focused on fast, low-cost transactions—ideal for everyday spending, frequent swaps, and programmatic rewards. The Tuyo Card is powered by USDC on Base, reinforcing the app’s emphasis on stablecoin-native payments. You can verify token and transaction activity via Base explorers like Basescan or Blockscout for Base.

Is TUYO a meme token?

No—TUYO is primarily a utility token. While the rewards and airdrop program can build strong community momentum (a trait shared with some meme coins), TUYO’s core purpose is practical: it incentivizes usage of Tuyo’s wallet, card, yield, and trading features. Its value proposition depends on Tuyo’s adoption and the usefulness of its services, not on meme dynamics.

How to track and trade TUYO

• Real-time analytics and markets: Use GMGN.AI’s TUYO page to monitor price action, liquidity, holder distribution, and on-chain flows on Base. It’s a convenient hub for discovery and trading for Base tokens.
• On-chain explorers: Check Basescan for contract details, holders, and transactions.
• Availability note: Depending on the stage before the TGE, liquidity and exchange listings may be limited. Always confirm contract addresses and pools before interacting.

Key links

• Tuyo homepage: https://www.tuyo.com/
• Tuyo Card details: https://www.tuyo.com/card
• Rewards and airdrop info: https://www.tuyo.com/rewards
• TUYO on Basescan (Base): 0x976c6aebe30ef3da552fe1a66323c896cd2ad73e
• TUYO analytics and trading: GMGN.AI TUYO page

Risks and reminders

• Yields fluctuate and depend on integrated protocols; rates can change quickly.
• Self-custody requires careful key management.
• On-chain activity carries smart contract and market risks—do your own research and start small.