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Why Emerging Tech Like AI and Stablecoins Could Boost Incumbents: Insights from Crypto Thought Leaders

Why Emerging Tech Like AI and Stablecoins Could Boost Incumbents: Insights from Crypto Thought Leaders

In the fast-paced world of tech and finance, it's easy to see new innovations as disruptors that could topple the big players. But what if they're actually helping those giants thrive? That's the intriguing take from a recent thread on X by @QwQiao, a customer support lead at AllianceDAO and cohost of the Good Game podcast. Let's break it down and see what it means for the crypto scene, especially meme tokens.

QwQiao kicks things off with a simple yet provocative list: AI pointing to Google, AI to Salesforce and Adobe, and stablecoins to Visa and Mastercard. The core idea? The market often views these emerging technologies as "headwinds"—challenges that slow down or hurt established companies. In reality, they turn into "tailwinds," or boosts, because of the incumbents' massive distribution networks. Think of distribution as the existing customer base, partnerships, and infrastructure that let these companies integrate new tech seamlessly and profit from it.

Take AI and Google, for example. When AI models like ChatGPT exploded, many worried it would eat into Google's search dominance. But Google has leveraged its vast user data and ecosystem to roll out AI features, turning the tech into a growth driver. Similarly, Salesforce and Adobe—leaders in CRM and creative software—have embedded AI to enhance their products, making them even stickier for users.

Now, shifting to crypto: stablecoins, those digital dollars pegged to fiat currencies like USDT or USDC, were seen as a direct threat to traditional payment giants like Visa and Mastercard. Why use a credit card when you can transfer value instantly and cheaply on the blockchain? Yet, as QwQiao points out, these companies are poised to benefit. Visa, for instance, has started integrating stablecoins into its network, potentially taking a cut on transactions while expanding global reach. It's not replacement; it's enhancement.

The thread doesn't stop there. QwQiao adds a cheeky follow-up: "heck, even bitcoin has been good for wall street." Replying to a post about "Bitcoinfi -> Tradfi" (that's Bitcoin finance evolving into traditional finance), he highlights how Bitcoin hasn't dismantled Wall Street but has fueled new revenue streams like ETFs and trading desks. Major banks and firms are now diving in, using their regulatory expertise and client networks to capitalize on crypto's rise.

Replies to the thread add more flavor. One user notes it's complicated—tech might chip away at market share but grows the overall pie, letting challengers emerge. Another emphasizes distribution as the "ultimate tech superpower." There's even speculation on Solana: could its speed and liquidity turn newer chains from threats into tailwinds for builders?

So, what does this mean for meme tokens? Meme coins, often dismissed as jokes or speculative bubbles, follow a similar pattern. They're emerging tech in the blockchain world, powered by community and virality. Established players like major exchanges (think Binance or Coinbase) might initially see them as risks—volatile assets that could scare off serious investors. But with their distribution muscle—millions of users, robust trading infrastructure, and regulatory compliance—they can turn memes into tailwinds. By listing popular meme tokens, exchanges boost trading volumes, attract new users, and even inspire innovative features like community governance or social trading.

For blockchain practitioners and meme enthusiasts, the takeaway is clear: don't underestimate incumbents. Their ability to adapt and integrate new tech often turns potential disruptions into opportunities. As the space evolves, keeping an eye on how giants like these pivot could be key to spotting the next big trend.

If you're diving into meme tokens or broader crypto, threads like this one from QwQiao offer valuable perspectives. What's your take—will meme coins become a tailwind for crypto incumbents? Drop your thoughts in the comments!

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