Hey there, crypto enthusiasts! If you’ve been holding stablecoins thinking they’re a safe bet, you might want to sit down for this. A recent tweet by fabiano.sol on July 5, 2025, has sparked a heated discussion about how the USD is losing ground against the Swiss Franc (CHF), potentially costing investors thousands. Let’s dive into the details and see what this means for your crypto portfolio.
The Shocking Truth About Stablecoins
In the tweet, fabiano.sol shared a chart showing the CHF/USD exchange rate over decades, highlighting a steady climb. The big revelation? The USD loses about 10% of its value against the CHF every year. Imagine investing CHF 80,000 (roughly $100,000 today)—in just 12 months, that could shrink to CHF 72,000 due to this depreciation. That’s a hefty loss, and it’s no wonder the tweet ends with a desperate plea: “Wen will there be a pegged CHF stablecoin? @circle @Tether_to”
For those new to the game, stablecoins are cryptocurrencies designed to maintain a stable value, often pegged to assets like the USD (e.g., USDT or USDC). They’re popular in decentralized finance (DeFi) for their predictability. But if the USD itself is losing value against other currencies like the CHF, holding these stablecoins might not be as “stable” as you think.
Why the CHF/USD Trend Matters
The chart fabiano.sol posted, sourced from TradingView, shows the CHF gaining strength against the USD since the 1990s, with a whopping 106.14% increase over that period. This isn’t just a blip—it’s a long-term trend. The Swiss Franc is often seen as a “safe haven” currency, especially during economic uncertainty, which explains its rise. Meanwhile, the USD, while still dominant, faces inflation and other pressures that erode its purchasing power.
This trend hits crypto investors hard if they’re holding USD-pegged stablecoins. Your “stable” investment could quietly lose value when converted to stronger currencies like the CHF, especially if you’re based in or trading with regions where the Swiss Franc is more relevant.
The Call for a CHF-Pegged Stablecoin
Fabiano.sol’s tweet isn’t just a complaint—it’s a call to action. The idea of a CHF-pegged stablecoin, backed 1:1 by Swiss Francs, could solve this problem. Such a stablecoin would hold its value against the CHF, protecting investors from USD depreciation. The tweet tags Circle and Tether, two major players in the stablecoin space, urging them to step up.
The thread that follows shows the community jumping in with suggestions. Some mention existing options like $ZCHF or $VCHF, available on platforms like Solana or SwissBorg. Others argue these aren’t widely accepted in DeFi protocols, pushing for a solution from big names like Circle or Tether to ensure broader adoption.
What This Means for Crypto Investors
So, should you ditch your USD stablecoins? Not necessarily, but it’s worth rethinking your strategy. Here are a few takeaways:
- Diversify Your Stablecoins: Look into CHF-pegged options or other currency-backed stablecoins to hedge against USD weakness.
- Stay Active: As one user, deez.zeus, pointed out, “just holding is not enough.” Consider staking or yield farming to offset losses.
- Watch the Market: Currency debasement, as fabiano.sol calls it, is a real wealth destroyer. Keep an eye on exchange rates and adjust accordingly.
The Future of Stablecoins
The discussion around this tweet highlights a growing need for diverse stablecoin options. With the stablecoin market cap hitting $232 billion by March 2025 (based on recent trends), there’s plenty of room for innovation. A CHF-pegged stablecoin could be a game-changer, especially for European or global investors wary of USD fluctuations.
For now, the crypto community is raising its voice, as deek.eth suggests. Whether Circle, Tether, or another player steps up remains to be seen, but this thread is a wake-up call for anyone relying on stablecoins to safeguard their wealth.
What do you think? Are you feeling the pinch of USD depreciation, or do you have a favorite CHF stablecoin to recommend? Drop your thoughts in the comments, and let’s keep the conversation going!